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Relationship Pricing
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No two members are exactly alike, you can select the membership plan that is right for you

At VA Desert Pacific Federal Credit Union, we value you as a member and want to enhance the financial relationship we have with you. While our membership gives you great instant value, we have designed our Member Relationship Pricing program to give you more value when you do more with us.Your total financial relationship of combined loan, deposit and mortgage balances will determine the level and benefits available to you. Member Relationship Pricing is designed to be flexible, and can change month to month.

Member Relationship Pricing consists of five levels:

1. Access,
2. Value Advantage,
3. Premium,
4. VIP, and
5. VIP-Plus

We specifically designed the ACCESS Status for members who prefer to bank using all electronic means. If you wish to be enrolled in ACCESS Status please contact us at your convenience. Otherwise, our system will automatically assign a plan for you based on your combined balances, which can change month to month. Members without a checking account will automatically be assigned to Access status until loan/savings balances exceed $5,000.

Check out your Membership Plan Perks:

ALL MEMBERS
• Free Online Banking• Free Online Bill Pay• Free E-statement Service
• Free Telephone (ARU) Banking• Visa Debit Card with $0 Fraud Liability*
• Unlimited Check Writing and Debit Card Transactions**
• Free & Unlimited Access to Nearly 30,000 Co-Op Network ATMs Nationwide

ACCESS Status (Free & unlimited access to all Electronic services)
• Free checking

VALUE ADVANTAGE Status (If NOT ACCESS and less than $5,000 in combined loan and deposit balances)
• ID theft protection services***
• Unlimited over the counter transactions
• Checking with a low $5 monthly fee

PREMIUM Status (If NOT ACCESS and $5,000 in combined loan and deposit balances)
• ID theft protection services***
• Unlimited over the counter transactions
• Free check order (1 box per order)
• Checking with a low $3 monthly fee

VIP Status (If NOT ACCESS and $25,000 in combined loan and deposit balances)
• All of the benefits of Premium, PLUS
• Free account reconciliation
• Free paper statement(s)
• Free stop payment(s)

VIP-PLUS Status (If NOT ACCESS and $75,000 in combined loan and deposit balances)
• All of the benefits of VIP, PLUS
• Free IRA enrollment
• Free wire transfer(s)
• Free cashier check(s)
• Free money order(s)

For details regarding each plan, click here fo the Membership Plans and Fee Schedule. Take advantage of all of our easy-to-qualify loan products or increase your deposit balance to qualify for a plan with additional benefits. 

We value your membership and look forward to delivering more benefits to you with our new Member Relationship Pricing program.

Questions?

Call us at (562) 498-1250 Opt 6.
E-mail us at help@vadpfcu.org

*Subject to verification and other limitations
**Checking account required
​***Fully managed identity theft recovery and remediation services provided by NXG
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