About Us

Join UsContact UsFAQCareersSite Map

Quick Links
More News
Privacy StatementTerms of Use


>>Money Market Account             APY  
$10,000 to $24,999.99:              0.50%
$25,000 to $49,999.99:              0.75%
$50,000 to $99,999.99:              0.85%
$100,000 and ABOVE:                1.00%

For all Share Dividend Rates, click here
A vision of people helping people meet financial needs!

Headline News
NCUA Consumer Tip: Click here for the latest financial tip.
Fraud Department Caller ID Change: Effetive 06/03/2013​ our Fraud Notification services department caller ID will display as (605) 782-3300. To report fraud, lost or stolen on your VISA credit card the number is still (866) 499-3042, to report fraud, lost or stolen on your ATM debit card the number is (562) 498-1250 Opt 6, or (800) 262-2024 after credit union hours.

~NEW~ Withdrawal Limit at CARDTRONICS ATM's Reduced
Due to a significant spike in ATM fraud, specifically at Cardtronics ATM terminals, effective 05/10/2017, you will be limited to withdrawing $300 at ANY Cardtronics ATM within a 24 hour period. Subsequent withdrawals may result in a temporary card restriction from our fraud department. If your card is restricted, you will receive a call allowing you the opportunity to verify your transactions to immediately reactive your card.

As a member of Co-Op we provide you with nearly 30,000 ATM options you may withdraw at, surcharge free. Your standard ATM withdrawal limit as such ATM's will remain $500 per day. Feel free to download the free Co-Op ATM Locator application on an iPhone or Android device; otherwise, visit: https://co-opcreditunions.org/locator/ to locate an ATM near you.

We apologize for the inconvenience and appreciate the opportunity to serve you in the safest ways possible.

ID Theft Protection Services
Beginning March 1, 2016, we will implement stronger measures to safeguard your account as well as our financial institution against the growing dangers we are all facing. To ensure your protection we are embedding new security features within your checking account, unless you opt for an ACCESS checking, which does not include these services.
Please contact us at 562-498-1250 for assistance.

For additional information click here.

ATM/Debit fraud alert
As shopping becomes more accessible and convenient it presents fraudsters opportunities to dupe unsuspecting consumers. Phishing has become more common for scammers aiming to extract information from unwitting consumers to gain access to cash, credit card numbers, mobile payments, and personal information such as account credentials and e-mail addresses. Members have recently reported fraudulent emails and scams to our member service group. Please be on the lookout for any Emails or text messages without our credit union name, and logo. Please continuously monitor your account(s), and immediately notify the credit union, of any suspicious activity. If you will be traveling, please notify the credit union; otherwise, your transactions may be declined.

For additional information please contact us at 562-498-1250 Opt 6.

Value Advantage Private Student Loan Refinance Program Available NOW!
Are you feeling buried in student loan debt? VA Desert Pacific FCU can help! Reduce the stress of paying multiple monthly student loan bills-make your life a little easier with a Value Advantage Private Student Loan Refinance Program today! All private student loans can be consolidated! Consolidating your student loans into one monthly payment will not only reduce the burden of juggling multiple loans, but also put extra money back in your pocket. Find out how much you could save by moving your private student loan from another financial institution to VA Desert Pacific FCU! For more info, please click on the Apply for Student Loan link above.

Deposit Account Rates