MAKE YOUR HOUSE A HOME.


Now is the best time to take advantage of the equity in your home! For a limited time, get 1.99% APR thru December 31, 2022, on new Home Equity Line of Credit loans funded between now and December 31, 20211- that's over 12 months of low interest!

Find out if you qualify by calling or texting Amber Hill at (562) 477-5038 or apply online today!

A SEASON OF GREAT SAVINGS

Choose your way to save this season with either 1.99% APR for 12 months on balance transfers2 to your VA Desert Pacific credit card or 2% off our standard personal loan rate3.
 

WE DO THE DEAL. YOU JUST DRIVE.

Get a $50 credit to your savings account upon funding an Auto Loan from October 1st through December 31st.

Simply pick out a new/used car or refinance the one you already have and we'll reward you with a $50 deposit4- it's that easy!

Apply for a car loan today.

1All application s are subject to credit approval; not all applicants will be approved. Full income and asset documentation is required. Loan secured by a lien against your property. Interest rates and Annual Percentage Rates (APRs) may differ by product or State and be adjusted based upon your credit history, loan-to-value (LTV), occupancy, property type, loan and loan purpose. Offer applies to applications taken on or after November 1, 2021, and all loans must close by December 31, 2021. Introductory rate of 1.99% APR is fixed through December 31, 2022, after which, rate will vary based on Wall Street Prime rate plus a margin of 0.00% to 5.00%. Other restrictions may apply. Request a consultation for more details. VADPFCU NMLS# 653601. Amber Hill NMLS# 981376.

2VA Desert Pacific FCU will process the requested balance transfer(s) based on the information submitted. 1.99% Annual Percentage Rate (APR) will apply to the balance used for the balance transfer request and will expire on December 31, 202. Any remaining unpaid balance will be subject to the standard APR at the time of the offer expiration. Balance transfers are subject to the available credit limit on your VADPFCU credit card at the time your balance transfer request is processed. A balance transfer fee of 1% with a minimum fee of $7.50 will apply for the paid portion. Offer expires December 31, 2021.

3All applications are subject to credit approval; not all applicants will be approved. Full income documentation may be required. Interest rates and Annual Percentage Rates (APRs) may be adjusted based upon your credit history and the term of the loan. Offer applies to applications taken on or after November 1, 2021, and all loans must be closed by December 31, 2021. Rate reduction of 2.00% APR is not available for refinancing existing personal loans within the Credit Union. Rate can be anywhere between 4.90% to 16.00%. Other restrictions may apply. Request a consultation for more details.

4Offer is subject to change without notice. Rate and term will be based on credit approval. Offer valid on new VA Desert Pacific auto loans only and applies to new or used auto financing or refinancing from another financial institution. Deposit to your savings account is subject to reporting to the Internal Revenue Service and completed upon funding your auto loan. VA Desert Pacific Federal Credit Union membership is required. Offer ends December 31, 2021. See credit union for complete details.

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Home Buyer's Guide

Follow our step-by-step guide to learn how to buy a home.

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Home Loan Options

Live in the home that you've always dreamed of. New home purchases and refinancing have never been easier.

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Refinance Guide

Learn how refinancing can help you save money

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