For a limited time, take advantage of some great rate discounts on our personal and vehicle loans as well as a low introductory rate for a new Home Equity Line of Credit. Here are the details:

Personal and Vehicle Loan Promotion

Earn a 0.50% discount on our already low rates for personal and vehicle loans when you setup a direct deposit of at least $500 a month1. Setup your entire earnings for direct deposit2 and you'll earn a 1.00% discount!

Simply apply for a personal loan or vehicle loan by logging into your Online Banking between March 1, 2024 and May 31, 2024. Select "Apply for a loan" from the main menu, upload any helpful documents, complete your loan application and fund your loan before May 31st. As long as you provide your proof of direct deposit, we'll do the rest!

Feel free to chat with us via Online Banking or Contact Us here if you have any questions.

Home Equity Line of Credit (HELOC) Promotion
Apply for and fund your Home Equity Line of Credit between March 1, 2024 and May 31, 2024 to automatically receive an introductory Annual Percentage Rate (APR) of 5.99% until June 30, 2025!

More information regarding our HELOC is available by visiting our mortgage loans page.

If you're ready to apply, simply follow the link below or call Amber Hill at (562) 286-6044.

Promotions begins March 1, 2024 and apply to new personal loans, vehicle loans and Home Equity Lines of Credit (HELOC). Existing personal loans and vehicle loans may not be refinanced to qualify for this promotion. All applications are subject to credit approval; not all applicants will be approved.
For Personal Loan and Vehicle Loan applicants: rates and terms based on credit worthiness. Other restrictions apply. Minimum loan amount is $1,000 for personal loans; the maximum is $30,000. Vehicle loans will be secured by a lien against your vehicle. All vehicles should be 6 years old or newer with fewer than 75,000 miles at the time of funding. 10.50% rate discount is applied to your qualifying rate at the time of funding and upon providing proof that you have setup a direct deposit of at least $500 monthly. 21.00% rate discount is applied to your qualifying rate at the time of funding and upon providing proof that you have setup a direct deposit for the full amount of your earnings.
For HELOC applicants: Loan is secured by a lien against your property. Interest rates, points and Annual Percentage Rates (APRs) may differ by product and State and be adjusted based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount and loan purpose. Introductory APR of 5.99% is fixed until June 30, 2025. After this time, your interest rate will convert to a variable rate determined by adding the current Prime Rate to your HELOC's margin rate. As of February 13, 2024 the Prime Rate is 8.50% and your HELOC's margin can range between 0.00% and 4.25%. Initial payments are interest only for 10 years after which loans are amortized over the remaining term of 15 years. Your interest rate is variable for the duration of the HELOC upon the expiration of this introductory rate.
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