Whether you’re looking to remodel your home,  invest in higher education or want a new set of wheels, VA Desert Pacific is here to help make those dreams a reality.

Find out if you qualify to take advantage of our special, limited-time offer of 2.99% APR* thru the end of December 31, 2023, on loans over $30,000. It could be the perfect way to finally make your dreams happen!

Want to find out more about our home equity loans?
Check out more information about our home equity loans. You can submit your application from there.
Want to talk to our mortgage department?
Sometimes you have questions that only a live person can take care of. You can call your Mortgage Specialist, Amber Hill,  at (562) 286-6044 during normal business hours. You can also email us at mortgages@vadpfcu.org and we'll be happy to answer any questions you might have.
Ready to apply?
We make applying for your home equity loan simple, simply click here and complete your application. You'll have an opportunity to upload some vital documents that will expedite your application.

*All applications are subject to credit approval; not all applicants will be approved. Full income and asset documentation is required. Loan secured by a lien against your property. Interest rates, points and Annual Percentage Rates (APRs) may differ by product and State and be adjusted based upon your credit history, loan-to-value (LTV), occupancy, property type, loan amount and loan purpose. Offer applies to applications taken on or after July 6, 2022, and all loans must be closed by September 30, 2022. Introductory rate of 2.99% APR is fixed through December 31, 2023, after which, rate will vary based on Wall Street Prime rate plus a margin of 0.00% to 5.00%. Membership with VADPFCU is required. Other restrictions may apply. Request a consultation for more details. VADPFCU NMLS# 653601. Amber Hill NMLS# 981376.
A mother sits on the floor of her living room with her young daughter in her lap and reads a children's book.
Home Buyer's Guide

Follow our step-by-step guide to learn how to buy a home.

Download the Home Buyer's Guide

A mother gives her baby a kiss as they sit on the floor in their home
Home Loan Options

Live in the home that you've always dreamed of. New home purchases and refinancing have never been easier.

A male advisor assists a woman in filling out a form.
Refinance Guide

Learn how refinancing can help you save money

Download the Refinance Guide