With a Checking Account from VA Desert Pacific Federal Credit Union, you can focus on living your life while we take care of the rest. Our checking accounts come with several free services and benefits designed to take the worry out of managing your money day to day. You can also have confidence knowing your money is safe with us, because your funds are insured up to $250,000.
 



Regular Checking Account
Our Checking Accounts help you stay on top of your finances and keep more of the money you’ve earned with free services and competitive dividends.
 
  • No minimum balances required
  • Earn competitive interest on your balance
  • Visa Debit Card with $0 Fraud Liability**
  • Free E-Statement service
  • Unlimited check writing privilege
  • Unlimited Point-of-Sale transactions
  • Free online account access
  • Free Bill Pay service
  • Free Telephone (ARU) Banking
  • Free and unlimited access to nearly 30,000 CO-OP Network ATMs nationwide
  • Overdraft Protection from savings account and/or Line of Credit*** 
*Minimum balance requirement is based on average daily balance for the month plus aggregate loan balance on the last day of the month (including VISA, and mortgage loan). Account status can change monthly.
** Subject to verification and other limitations.
***Subject to credit approval.
**** Fully managed identity theft recovery and remediation services provided by NXG
Second Chance Checking
If you’ve had challenges managing your money in the past, we’ve got your back. A Second Chance Checking Account can help you get back on your feet and establish a better financial record.
  • No minimum balance requirements
  • Earn competitive interest on your balance
  • Visa Debit Card with $0 Fraud Liability**
  • Free E-Statement service
  • Unlimited check writing privilege
  • Unlimited Point-of-Sale transactions
  • Free online account access
  • Free Bill Pay service
  • Free Telephone (ARU) Banking
  • Daily ATM withdrawal limit of $300
  • Free access to nearly 30,000 CO-OP Network ATMs nationwide
*Minimum balance requirement is based on average daily balance for the month plus aggregate loan balance on the last day of the month (including VISA, and mortgage loan). Account status can change monthly.
** Subject to verification and other limitations.
***Subject to credit approval.
**** Fully managed identity theft recovery and remediation services provided by NXG
















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Loans to Fit Your Needs

Whatever your need, our experts are here to find the perfect loan for you