These terms and conditions outline the rules and regulations for the use of VA Desert Pacific Federal Credit Union's Website, located at https://www.vadpfcu.org.
 
By accessing this website you accept these terms and conditions. Do not continue to use VA Desert Pacific FCU's website if you do not agree to take all of the terms and conditions stated on this page. 
 
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of The State of California. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
 

Cookies

We employ the use of cookies. By accessing VA Desert Pacific FCU's website, you agreed to use cookies in agreement with the VA Desert Pacific Federal Credit Union's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

 

License

Unless otherwise stated, VA Desert Pacific Federal Credit Union and/or its licensors own the intellectual property rights for all material on VA Desert Pacific FCU. All intellectual property rights are reserved. You may access this from VA Desert Pacific FCU for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from VA Desert Pacific FCU
  • Sell, rent or sub-license material from VA Desert Pacific FCU
  • Reproduce, duplicate or copy material from VA Desert Pacific FCU
  • Redistribute content from VA Desert Pacific FCU

Your Privacy

Please read Privacy Policy.

 

Reservation of Rights

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

 

SMS Text Messaging

By opting in to or using SMS text messaging services from VA Desert Pacific Federal Credit Union, you agree to these SMS Text Messaging Terms and Conditions. These SMS terms apply to one-to-one text message conversations between you and VA Desert Pacific Federal Credit Union employees using SMS-enabled business phone numbers.
 
SMS Message Types
VA Desert Pacific Federal Credit Union may send one-to-one service-related SMS text messages to members and eligible prospective members who opt in to communicate by text. These messages may include responses to member questions, appointment coordination, service request follow-up, document or application status reminders, branch or department assistance, and general credit union support.
 
SMS text messaging is intended for convenient service communication. It is not intended for sending sensitive account information, passwords, PINs, security codes, full account numbers, Social Security numbers, card numbers, or other confidential financial information. For account-specific or sensitive matters, VA Desert Pacific Federal Credit Union may direct you to call us, visit a branch, or use secure digital banking channels.
 
Message Frequency
Message frequency varies based on your request, your ongoing service need, and your interaction with VA Desert Pacific Federal Credit Union employees. Because this service is used for one-to-one member service conversations, the number of messages you receive may vary.
 
Message and Data Rates
VA Desert Pacific Federal Credit Union does not charge a fee for SMS text messaging through this service. However, message and data rates may apply depending on your wireless carrier and mobile service plan.
 
Opt-In Consent
You may opt in to receive SMS text messages from VA Desert Pacific Federal Credit Union by texting an SMS-enabled VA Desert Pacific FCU business phone number, by providing verbal consent to a VA Desert Pacific Federal Credit Union employee by phone or in person, or by completing a credit union form or digital request that includes SMS consent.
By opting in, you consent to receive one-to-one service-related text messages from VA Desert Pacific Federal Credit Union at the mobile number provided. Consent to receive SMS text messages is not required as a condition of purchasing or receiving any product or service.
 
Opt-Out Instructions
You may opt out of receiving SMS text messages from a VA Desert Pacific Federal Credit Union SMS-enabled number at any time by replying STOP to any message from that number.
 
You may also opt out by replying with any of the following keywords: STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE.
 
After you opt out, you may receive one final text message confirming that you have been unsubscribed. After that, you will no longer receive SMS text messages from that specific VA Desert Pacific Federal Credit Union number unless you reply START to opt back in.
 
Because this SMS service is used for one-to-one communication with individual employees and their assigned business numbers, opt-out requests apply to the specific SMS-enabled phone number/conversation from which you opted out.
 
Help and Customer Care
For help with SMS text messaging, reply HELP to any message from a VA Desert Pacific Federal Credit Union SMS-enabled number.
 
You may also contact VA Desert Pacific Federal Credit Union by calling (800) 993-VADP (8237) or (562) 498-1250 during business hours. Additional contact information is available on our Contact Us page.
Privacy
 
VA Desert Pacific Federal Credit Union respects your privacy. Information you provide through SMS text messaging may be used to respond to your request, provide member service, support your relationship with the credit union, and deliver text messages through our SMS service providers and telecommunications carriers.
 
Mobile opt-in information and SMS consent information will not be shared with third parties for marketing or promotional purposes.
For more information about how VA Desert Pacific Federal Credit Union collects, uses, and protects information, please review our Privacy Policy.

 

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury;
  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • limit any of our or your liabilities in any way that is not permitted under applicable law; or
  • exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.