Check Out Our Membership Plan Perks

At VA Desert Pacific Federal Credit Union, we believe you should get the most out of your membership. That’s why we offer Relationship Pricing – personalized packages designed to simplify your life and save you money.

Online Banking
Mobile Banking
Online Bill Pay
ATM Access
Unlimited Check Writing
VISA Debit Card with $0 Fraud Liability
Alerts and Notifications
Access to Low Interest Rate Loans
Access to a Home Loan Specialist

View Membership Details

Here’s where things get really interesting. Explore membership details to find the best match for you.

An option for members who wish to access funds via our self-service products: phone banking, online banking, mobile banking, ATMs and bill payment.
You still have the ability to visit us within the branch, however, if you perform a transaction with a teller, there may be a fee assessed.
Value Advantage
If you enjoy the convenience of our branches, then this membership is for you.

By enrolling in this membership, you pay a low monthly fee of $5 but we waive the $5 fee for performing a transaction over the counter.


Save with us and we'll continue to help you save on a monthly basis.
By maintaining a combined balance of $5,000 between your checking and savings accounts and the balances of your loans, you enjoy the benefits of our Value Advantage membership plan at no cost! That's unlimited visits within the branch without a fee.
This is how we reward members who use our products and services to save and/or borrow.
By maintaining over $25,000 in combined balances (checking, savings and loan balances), you enjoy some great perks:
  • Waiver of our low-balance fee (if your savings balance drops below $50)
  • Waiver of our excessive savings withdrawal fee
  • Unlimited check printing within our branches
  • Unlimited teller counter transactions
  • Free paper statements
  • Free phone/chat/transaction inquiries
  • Free replacement ATM/Debit card
  • Free research, balancing and verification of deposits
  • Free photocopies of statements or cashed checks
  • Free stop payments
VIP Plus
You have arrived!
By maintaining over $75,000 in deposits and loans with us, you enjoy all of the following conveniences (in addition to those listed within VIP Plus) without a penny extra:
  • Free cashier's checks
  • Free money orders
  • Free overdraft transfers
  • Free wire transfers
  • Waiver of our legal document processing fee

Have some questions?

Contact one of our membership experts today to get more information on the benefits of our different membership plans.

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Mobile Banking

Save time and bank wherever you go with the security and convenience of mobile banking.

A mother gives her baby a kiss as they sit on the floor in their home
Home Loan Options

Live in the home that you've always dreamed of. New home purchases and refinancing have never been easier.

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Free Online Banking 

Look at your statements, pay bills, and make transactions with the click of your mouse!